What is more important, my credit score or the stuff in my credit report?
Answers...
Your credit score is what gets used by most lenders. In fact, most lenders don't look at your credit reports at all. So if your credit score is where you need it to be, but you have negative information in your credit reports, it's probably not worth worrying about your reports. Just keep making payments on time and managing your debt so no new negative items get added to your credit reports.
But it should be noted that credit scores are based off of the information in your credit reports so it is kinda misleading to say that one is more important than the other.
But it should be noted that credit scores are based off of the information in your credit reports so it is kinda misleading to say that one is more important than the other.
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I have Multiple Sclerosis which in layman terms, which I am a layman, just a patient, mean in latin 'multiple scars'. I used to be tall and 305 pounds. 305 very lean, very muscular, very vascular pounds. I had prayed about getting better physically. I had prayed about getting better financially because literally you can't have one without the other. There is no way. There's no shortcuts to it. You can have great health but if your finances are shot, your credit specifically, then that's it. You're not going to have an actual real life.... moreCory Reeves
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