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Why should you care about your credit score in a recession?
I'm not looking to buy anything on credit, so what's the point of credit repair?
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What is better for your credit score, a zero balance or carrying a small balance?
I've read that you should keep credit card balances around 30 percent, below 30 percent, around 10 percent, zero and so on. What is really best?
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How can I see my credit score for free?
The credit report from the annual credit report site does not have a credit score. Is there somewhere I can get my credit score for free?
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What is more important, my credit score or the stuff in my credit report?
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What is the best credit score possible?
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Will ordering my credit report hurt my credit score?
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How bad is a 647 FICO score?
Our apartment lease is almost done and house prices are really good in my area. I need to know if my credit score is good enough to get into a new home.
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Will an unpaid parking ticket hurt my credit score?
I got a parking ticket for $35 but I lost the ticket so I don't know who to pay it to. How many points will it take off my credit score? It's stupid that I was even ticketed so I'd rather not pay it off and I don't need to get a loan or anything like that right now. I'm just curious about how big of a deal this could become.
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What can I do to increase my credit score by 30 points in a month?
I don't need a big improvement, but the interest rates on a mortgage loan that I have been quoted would be much lower if my credit score was 30 points higher.
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What affects my credit score more, a short sale or a foreclosure?
I know both foreclosures and short sales damage your credit score, but how much better is it to sell a house at less than what it is owed on it versus living in it until the bank takes it from you?
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How long will it take to get my credit repaired?
Home prices and interest rates are really low where I live but according to some sites I've looked at, I'd need to increase my credit score by about 70 points to get a good rate. People are saying that home prices are going to start to go up again this summer so I want to know if it would be possible to repair my credit score in a couple of months so I can get into a house before prices go up.
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Can using a credit repair company hurt my credit score?
I don't want to repair my own credit and am willing to try a credit repair company as long as they don't make things worse. I figure if they don't do anything, I'm out a few bucks and I've learned my lesson. My only concern is if they make my credit score worse, then I'm actually better off doing nothing.
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How much does a foreclosure hurt my credit score?
If I have a foreclosure on my credit reports and a few late payments, will it help me to try getting the foreclosure deleted or would I need to get everything removed to have a better credit score?
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Do credit repair companies work?
All the credit repair companies say their services work and there are a lot of people on the internet who say they have used a credit repair company to raise their credit score, but there are also a lot of people who say that all credit repair companies are scams and that they don't work. What is the truth? I need help with my credit but I don't want to get screwed out of a bunch of money.
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What is an excellent credit score?
Right now my credit score is about 700 which I thought was good but I've heard that you need to have a score of almost 800 to be considered excellent.
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