Collections
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I got sent to collections for a parking ticket, how can I repair my credit?The Credit Repair BEST Q&A section provides a place for visitors to ask their credit questions and get responses from the community.
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Tags: collections, credit repair
What can a collection agency can do beyond reporting this to credit bureaus?
I got a parking ticket in SF by using a rental car, I disputed the ticket due to the reason that I think the machine was not working, but they came back with the machine was working and I have to pay for the parking, at the time I was out of country when they sent me the letter, when I came back, I paid the $53 parking fee, but it was late, they also charge me $30 late fee, I explained to them that the lateness was due to that I was out of country and I also provided airline ticket to prove it, but they would not listen, and forward this late fee to the collection agency, now it is added up to $90. At this point, they do not have my personal information as this is the rental car, but can they get my information from the car rental place? the bottom line is that I do not want to pay for the late fee, beyond of max of 50 points damage to my credit, is there anything else they can do. My credit is over 800, 50 points damage is not a big deal to me.
Tags: collections, credit bureau
What the best way to delete a collections listing?
Tags: collections
Are there any tricks to getting a collection removed from my credit report?
I have a collection from a little while ago that is hurting my credit score. The amount that was sent to collections was pretty small (less than $100) and other that that, my credit reports are pretty good.
Tags: credit report, credit repair, collections
Will an unpaid parking ticket hurt my credit score?
I got a parking ticket for $35 but I lost the ticket so I don't know who to pay it to. How many points will it take off my credit score? It's stupid that I was even ticketed so I'd rather not pay it off and I don't need to get a loan or anything like that right now. I'm just curious about how big of a deal this could become.
Tags: collections, credit score
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I signed up with Lexington Law about 1 1/2 years ago at the suggestion of a man I did not know as I was waiting in line at the bank. He heard me talking about my bad credit, and how my life had literally been ruined and I couldn't even get an apartment. He told me about Lexington Law on the internet and told me he had signed up and that it was the best thing he had ever done. He explained that it would take more than a year, maybe longer but that it would be well worth the investment and that slowly, over time, it would become apparent that my credit history really was improving. I have made bad choices in my past that directly affected my credit. However, I have matured and knew I needed to do something legally but was afraid I could never afford an attorney to clean up my credit. ... moreCarol
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