What the best way to delete a collections listing?

Answers...

It really depends on the detail surrounding the collection account. If the collection is unpaid, your best bet is to arrange a "pay for delete" where the collection agency agrees to delete the collection account from your credit report in exchange for you paying it off. Just make sure to get it in writing before you make the payment.

If you have already paid the collection, then you can try a goodwill letter asking for the collection to be removed and if that doesn't work, you can dispute it with the credit bureaus and then the collections agency itself.

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